Medicare is a federal government program that provides health insurance coverage for Americans aged 65 and older, people under 65 with specific disabilities, and people at any age suffering from End-Stage Renal Disease (ESRD) (i.e., permanent kidney failure that requires a kidney transplant or dialysis). Medicare has the following four major categories.
You have a variety of options with Medicare for health insurance. Before you consider your coverage alternatives, start here to learn the foundations of Medicare and how it functions.
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and home health care. For Part A, you typically don’t pay a premium, and you will be automatically signed up in most cases. However, Medicare does not cover everything, and it does not cover the total cost for many of the medical supplies or covered services.
Part B covers certain doctor's services, outpatient care, medical supplies, and preventive services (i.e., x-rays, diagnostic tests, and renal dialysis.)
A premium has to be paid by most people to access Part B.
Part C combines Part A and Part B and must cover nothing less than all the services covered under Original Medicare Part A & Part B. The key difference is that private insurance companies approved by Medicare provide this type of coverage.
Part D provides drug coverage offered by private insurance companies approved by Medicare. You need to enroll in Part D when you initially become eligible. Otherwise, you will be subject to a late enrollment penalty.
To start your Medicare process, you must go online and complete more than 25 steps to sign up for the original Medicare Parts A and B.
IF DONE ALONE, THIS STEP CAN BE CHALLENGING!
We can enroll you in Medicare A and B in about 15 minutes! Already have your card and want to know what's next.
WE CAN HELP!!!
Schedule your FREE personalized "How to Sign Up for Medicare A & B Coaching," and we'll help you save time and avoid any mistakes that could cost you money. We can help you finish Step One of the Medicare application without charging you anything Step One of the Medicare application!
Are you feeling overwhelmed with so many Medicare plans and insurance options?
Don’t worry!
Our Local Independent Health Insurance Brokers are here to help you pick the most suitable option for you and your loved one. We can assist YOU with a complete understanding of MEDICARE's parts.
Connecting with your Local Independent Health Insurance Broker is easy as 1,2,3,4!!!
1. "Click" below to request your free MEDICARE Tool Kit.
2. Check your inbox for your MEDICARE Tool Kit.
3. Call us to schedule your free NO-COST Medicare coaching
4. Get started on your Medicare journey by watching our educational videos –
created by your Local Independent Health Insurance Brokers
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Schedule your FREE personalized "How to Sign Up for Medicare A & B Coaching," and we'll help you save time and avoid any mistakes that could cost you money. Without charging you anything, we can help you finish Step One of the Medicare application!
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